Car accidents are stressful but it’s important to follow procedure to avoid any complications with your auto insurance company.
You may consider yourself the safest driver in the world, but that doesn’t guarantee you’ll drive accident-free. There are forces that lie outside of your control that could lead you to an accident, whether it be your fault or not. Thankfully, this is why we have auto insurance: to give ourselves financial protection. If you should find yourself in an accident, here is what you should do.
1. Pull Over
If your vehicles aren’t totaled, pull over to the shoulder of the road. The hundreds behind you shouldn’t have to suffer because of your mistake.
2. Assess the Situation
After the accident, determine if anyone is injured. If so, dial 911 for everyone’s safety. Even if nobody is injured, it’s a good idea to call the police if there is significant damage or if anyone involved is being confrontational. Consider calling the police even if the incident is minor so you have an official police report.
3. Document Everything
Take pictures of both cars, Specially if there is damage. You should also photograph the other person’s license, license plate, and their proof of insurance.
4. Call Your Insurance Agent
Be sure that you call your insurance company to report the incident. This way, they can tell you exactly what they’ll need from you to fully process your claim. Whether the accident was your fault or not, this will cover expenses you otherwise would have to make out of your own pocket. It’s important to have the proper auto insurance to cover you for the the things you need. Contact Castroll Insurance for all of your needs for auto insurance near you, CA.